Military Wealth Coach ← All Tools
Six-Step Wealth-Building SOP — Step 2
War Chest Optimizer
How much liquid cash do you actually need — and how fast can you build it?
Your War Chest Goals
War Chest Target
—
Select at least one goal. Your War Chest Target is the combined total of all selected goals.
Your Financial Situation
$
Base pay + BAH + BAS, after taxes. Include your TSP contribution here — enter it separately below.
$
Minimum required payments: credit cards, auto, student, personal loans.
$
Rent, food, utilities, subscriptions — everything except debt payments.
$
Dollar amount going to TSP or IRA each month. Minimum $0 — but 5% of base pay captures the full BRS match.
$
Emergency Savings Fund — separate HYSA for emergencies only.
$
Liquid savings earmarked for asset acquisition — separate account from ESF.
Free cash after TSP —
Combined Cash Reserves
$0
—
Mission Readiness
Savings Timeline
Extra monthly savings $0 / mo
$0 $2,000
TSP-safe limit: $0 / mo — drag past this to model reducing your TSP contribution.
Hover the chart to read balances at any month
Recommended Monthly Plan
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Want a deeper look at your TSP trajectory and retirement projection — or modeling an upcoming deployment?

Advanced Inputs
$
Your current total balance across all TSP accounts and IRAs.
%
TSP C-Fund historical avg is ~10%. Use 7% for a conservative estimate.
After separation, TSP contributions stop but balance keeps growing until 59½.